PACE Program: Affordable HVAC Financing with AC Warehouse

Florida P.A.C.E. PROGRAM

A Program That’s Saving Homeowners Thousands of Dollars

The concept began as a pilot project in Berkeley, California in 2008, and has helped many communities since.

What is the PACE Program?

The PACE Program (Property Assessed Clean Energy) is a financing initiative designed to help Florida homeowners make critical home improvements that enhance energy efficiency, hurricane protection, and overall home resiliency. Unlike traditional loans, the PACE Program offers affordable financing without relying on credit scores, making it accessible to a wider range of property owners.

Through PACE, homeowners can complete significant projects, such as HVAC system upgrades, without the burden of upfront costs. The program benefits communities by improving property value, creating jobs for contractors, and promoting environmentally friendly upgrades.

PACE financing covers a variety of home improvement projects, including:

HVAC System Upgrades
Hurricane and Wind Protection (e.g., impact windows and doors)
Energy-Efficient Installations (e.g., solar panels, insulation)

How Does the PACE Program Work?

PACE provides a simple and straightforward process to help homeowners finance their projects:

Application

Homeowners fill out a no-money-down application for eligible home improvements, such as an HVAC replacement or upgrade.

Approval & Project Completion

Once approved, a Florida PACE agency pays the registered contractor (like AC Warehouse) the full project amount upon completion of the work.

Repayment via Property Tax Bill

Homeowners repay the amount as an annual assessment on their property tax bill over the agreed term (up to 20 years in Florida).

This innovative process ensures no taxpayer funds are involved, while delivering significant benefits to homeowners, contractors, and local communities. Learn more about this program by visiting Florida Finding Agency

Benefits of the PACE Program

No Credit-Based Approval:
Approval is based on property equity and annual household income, not your credit score.
Flexible Financing Amounts:
Borrow between $2,500 and $250,000 to cover the cost of eligible projects, depending on your home’s equity and income.
Affordable Payment Terms:
Payment plans range from 5 to 20 years, depending on the expected lifespan of the installed product and local regulations.
Fixed, Low Interest Rates:
Interest rates are lower than those of traditional financing options, keeping your payments manageable.

Why Choose AC Warehouse for PACE Financing?

As a registered Florida PACE agency contractor, AC Warehouse offers:

Expert guidance throughout the application and approval process.
Fast and professional installation of eligible products, such as energy-efficient HVAC systems.
Support in helping you access affordable, fixed-rate financing options.

Get Started Today with AC Warehouse!

AC Warehouse is proud to participate in the PACE Program. Take advantage of the PACE financing to improve your home with no upfront costs! Contact AC Warehouse to learn more about this financing option and schedule a consultation to get started on your project.

Call us today at (941) 755-5555 to learn more and get started.

OUR HAPPY CLIENTS

“After-hours service call by Hosea got my system up and running quickly and without delays. Good job!“
— William Guinta

“Punctuality, Quality, Responsiveness. Curt is a wonderful asset to A/C Warehouse! He is very knowledgeable, always on time, and super friendly! Thanks…“
— B. Kitchel

“I would like to say that I’m having the greatest experience coming from A/C Warehouse.”
— Makayla G.

“Kurt Guerrero was very professional and informative. His expertise was valuable in my decisions regarding continued maintenance and repairs.“
— Ann F.